Disclaimer


General Disclaimer

While we try to ensure that the content of our site is free from error and omissions, we do not warrant its accuracy, adequacy or completeness or its suitability for your intended use.
All content on this site (including these terms of use) is subject to change at any time.

Email Address

We will only record your email address if you subscribe to any of our services. It will only be used for the purpose for which you have provided it. We will not use your email address or any of your personal details for any other purpose without your consent and we will not disclose your email address without your consent. Electronic mail submitted to TUMU Group is handled and saved according to the provisions of the New Zealand Privacy Act 1993.

Clickstream Data

Clickstreams are the paths a user takes when navigating a web page or the internet in general. When you visit our website, our Internet Service Provider makes a record of your visit and logs the following information for statistical purposes - the user's assigned IP address, the user's top level domain name (for example .co.nz, .gov, .com.au, .uk etc), the data and time and duration of visit to the site, and the type of browser and operating system used.

Cookies

A cookie is a short piece of data that is sent from a web server to a web browser on the user's machine when the browser visits the server's site. The cookie is stored on the user's machine, but it is not an executable program and cannot do anything to your machine. Whenever a web browser requests a file from the same web server that sent the cookie, the browser sends a copy of that cookie back to the server along with the request. In this way, the server knows you have visited before and can co-ordinate your access to different pages on its website. A server cannot find out a name or email address, or anything about a user's computer, by using cookies.

Liability

We disclaim, to the extent permitted by law, all liability or responsibility to anyone for any direct or indirect loss or damage that may result from the action or failure to act by anyone in reliance on the content of our website.
All content on this site (including these terms of use) is subject to change at any time.

Copyright

ITM owns all copyright, trade marks and other intellectual property in this site. Unless otherwise stated, everything on this site is protected by copyright.
You may not copy or display or distribute to third parties, or for commercial purposes, any part of this site without the express permission of ITM.
We welcome the use of our site for personal, non-commercial use, research or study so long as you acknowledge our copyright and intellectual property rights.

Links to other sites

Where we have provided some links to third party websites that may include hyperlinks to other sites, we do not endorse, check or approve of the third party sites. We have provided these for convenience only and are not responsible for the content or accuracy of materials on these third party sites. If you decide to access linked third party sites then you do so at your own risk.

To find out more, or open a trade account, drop in and meet your local TUMU ITM manager